The Most Important Thing of All

The best advice anyone can give a Young Driver is to drive carefully and not have an accident.

Simple as this may seem it really is the most important advice of all.

By not having an accident you will build your no-claims bonus and by building your no-claims bonus you will start to significantly reduce the cost of your car insurance.

We take this into account when carrying out our research to find your BEST BUY by looking nat the speed the No Claims discount builds up.

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How can I reduce the chance of having an accident?

We all try to drive carefully, the main reason we have an accident is because we are distracted. Try and adopt the following while driving:

1   Have your mobile phone turned off

2   Dont smoke when driving

3   Dont tune the radio or change your music

4   Ask your passengers not to muck about

5   Try and drive as little as possible at night

6   Dont drive to parties at all

7   Dont drive the day after you have had a good night out

8   Take the PASS PLUS (Driving Standards Agency) driving course

8   Drive slower and be safe

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Buy the Right Car

All cars are classsified into 'Car Insurance Groups' and range from Group 1 to Group 20.

Group 1 cars are the cheapest to insure and include cars like, CitroenC2, Skodia Fabia and Vauxhall Corsa.

Group 2 cars are also good for lower cost car insurance : Ford Ka, Mazda 2, Nissan Micra, Peugeot 206, Renault Clio, Renault Modus, Ford Siesta, Seat Arosa, Seat Ibiza, Toyota Yaris, Vauxhall Agilia, Volkswagen Lupa and Polo.

Many other cars are also fine but remember the larger the size of your engine the larger your car insurance premium!

The value of the car is also taken into account in the insurance companies pricing model.

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Leave the Car Safe at Night

This can help reduce the cost of your car insurance and also reduce the chance of you having to make a claim:

1   If you can park the car off the road

2   Think, when you park your car - not on a corner or sticking out

3   Do not leave any valuables in your car

4   Always check you locked the car

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Buy Your Car Insurance Carefully - please see the TIPS page

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